We may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy.

- When you provide that personal information to us, including via the website and any related service, through any registration process, through any contact with us(e.g. telephone call or email), or when you buy or use our services and products
- Third parties where you have authorised this or the information is publicly available.

- To provide services and products to you
- To Improve the services and products that we provide to you
- To bill you and to collect money that you owe us, including authorising and processing credit card transitions
- To respond to communications from you, including a complaint
- To conduct research and statistical analysis (on an anonymised basis)
- To protect and/or enforce our legal rights and interests, including defending any claim
- For any other purpose authorised by you or the Act.

- Any business that supports our services and products, including any person that hosts or maintains any underlying IT system or data centre that we use to provide the website or other services and products
- Other third parties (for anonymised statistical information)
- A person who can require us to supply your personal information (e.g. a regulatory authority)
- Any other person authorised by the Act or another law (e.g. a law enforcement agency)
- Any other person authorised by you.

A business that supports our services and products may be located outside New Zealand. This may mean your personal information is held and processed outside New Zealand. We may transfer your information in the case of a sale, merger, consolidation, liquidation, reorganisation or acquisition.

We will take reasonable steps to keep your personal information safe from loss, unauthorised activity,or other misuse.